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Rejection By Bank Status Report Of DHANALAKSHMI BANK LTD



Sr.No
PARTICULARS
No.of.proj
In %
1 Total No of Application Forwarded 283 -
2 Total No of Application Rejected 81 28.62
3 Not Viable 12 14.81
4 PMEGP Target Achieved for current year 0 0
5 Out of service area 2 2.47
6 Applicant not intrested 16 19.75
7 CIBIL Report not satisfactory 20 24.69
8 Defaulter 2 2.47
9 Unable to deposit own contribution 1 1.23
10 Existing unit 1 1.23
11 Inadequate knowledge in proposed industry 2 2.47
12 Activity in negative list as per PMEGP Scheme 0 0
13 Already Govt. Employee 0 0
14 Unable to submit Documents 4 4.94
15 Spouse PMEGP/REGP Loan availed 0 0
16 Applicant requested to return application 5 6.17
17 Improper application 7 8.64
18 Revised Application Submitted 3 3.7
19 Applicant willing to avail PMEGP loan from other bank 1 1.23
20 Other Reasons 0 0